Eligibility
You are eligible if:
- You work at least 30 hours per week; and
- You have completed the 60-day waiting period
- Once the waiting period has elapsed, benefits will begin on 1st day of the calendar month
You may also enroll your eligible dependents in many of the same plans you choose for yourself. Proof of dependent status will be required to enroll. Eligible dependents include:
- Your legal spouse or registered domestic partner
- Your natural, adopted, stepchild, or child for whom you have legal guardianship, up to age 26
- Your disabled child over the age of 26 for whom you have legal guardianship
For complete spouse and dependent children eligibility requirements, please refer to each carrier’s Certificate of Coverage.
Open Enrollment is November 1 - 14 , 2024
This is your once-a-year opportunity to pick your plans or make changes to your existing coverage. The choices you make during Open Enrollment will become effective January 1, 2025 and will remain in effect through December 31, 2025.
When you enroll you can:
- Change your current coverage, if needed
- Enroll in benefits for the first time, if newly hired or newly eligible for benefits
- Update your dependent information
- Update your beneficiary information
New Employees
For new hires, deadlines may vary when you become eligible for the benefit plans to either elect or waive coverage. You will have an orientation meeting with Human Resources to review all of your benefit options, timing and deadlines.
Evaluate Your Needs. Consider your prior health care usage and select plans and options that fit your lifestyle and needs.
- Take regular prescription medications?
- Anticipating surgery or non-preventive dental care?
- Did you experience a qualifying life event this year?
- Review your current plans to ensure you have the coverage you need.
Review this benefits website to learn about your new and existing plan options.
A little bit of planning will help you select the best plans, coverage levels, and financial programs for your unique situation.
Qualified Life Event
Certain life events provide you a 31-day window to elect benefits or change your covered dependents.
What is a Qualified Life Event? If you experience any of the scenarios below, you may be eligible to update your benefit elections mid-year:
- Marriage, divorce, or legal separation
- Birth or adoption of a child
- Commencement or termination of adoption proceedings
- Change in child’s dependent status
- Death of a dependent
- Loss or gain of other health coverage for you and/or dependents
- Change in employment status
- Change in residence due to an employment transfer for you or your spouse
- Change in Medicaid/Medicare eligibility for you or a dependent
- Receipt of a Qualified Medical Child Support Order
Remember, dependent verification will be required.
If you have questions about your eligibility or enrollment process, check with your plan administrator.